During my formative years in high school, my passion for becoming a doctor burned brightly, driving me to put forth tremendous effort and dedication. I was known as the student who could rise at 3 am and persistently study until well past 11 pm. Despite my hard work, I fell short of achieving an A and instead received an A- due to my struggles with languages. Nonetheless, this experience taught me valuable lessons and steered me towards a science-oriented career, where I focused my studies on Biology and Chemistry.
During my initial year at university, I embraced an opportunity to work as a Biology Tutor in Westlands, Kenya. Although the compensation was modest, I wholeheartedly embraced the role, earning Ksh 700 per day ($7), while my colleagues received Ksh 1000 ($10). Despite the challenges, including a one-hour walk to and from work, I diligently saved as much as possible, amassing a total of Ksh 4200 ($42) over four months. However, I couldn't help but wonder how I would achieve my aspirations of owning a car, building a comfortable home, traveling the world, and living a prosperous life akin to the affluent residents of Westlands. These thoughts often occupied my mind during my walks from Yaya to Westlands.
Over the next four years of university, my commitment to financial literacy and empowerment never wavered. I diligently arose at 4:30 am every day, excluding weekends, to immerse myself in intensive studies and research. I delved into over 3000 books, authored more than 700 articles, published four books, conducted insightful interviews with over 25 financially successful individuals, and had the privilege of being mentored by four esteemed leaders.
The journey towards financial literacy remains ongoing, but it is the profound reason behind pursuing this course. An incident involving Jane, who sold an acre of land for Ksh 1,200,000 at the beginning of January with the intention of securing her parents' wellbeing and investing the funds, exemplifies the importance of financial knowledge. Within a mere two months, she found herself facing financial distress, unable even to afford food. This incident emphasizes the criticality of understanding and implementing solid financial principles.

Curriculum

  • Introduction

  • Principle 1. How meager sums are employed reveals cognitive financial paradigms

  • Principle 2. Capital migrates from pockets of the uninformed to the pocket of the informed

  • Principle 3: Its better to aim at the moon and hit an eagle than to aim an eagle and hit the rock

  • Principle 4: Buy assets first, prioritize liabilities last or consider selling them.

  • Principle 5. Safeguard your capital against losses while actively seeking opportunities for its growth.

  • Principle 6. Unchecked, desires will naturally expand to match one's income unless deliberately resisted.

  • Principle 7: Focus on improving your value in the marketplace more than just your job.

  • Principle 8: Making profits is better than earning wages.

  • Principle 9: Improvement is attained through the measurement of progress.

  • Principle 10. He who brings blessings to many will receive blessings from many in return.

  • Principle 11: Firewood before fire.

  • Principle 12: When the heart is full, the mind and the pocket will be full.

Bonus Material

Book - The Gold Mentor

This book aims to share the knowledge and experiences that were gained and provide basic guidance on personal finance. The goal is to empower you to take control of your finances and achieve your financial goals. With the right tools and mindset, financial success can be achieved by anyone.
Money will always flow from the pocket of the one who knows more to the pocket of one who little. I have read thousands of books, tried the principles and observed the principles working. May I share with you what I have learned?

Elevate Your Financial Aptitude and Watch Your Revenue Soar